Financial
Last synced: 2026-05-17
🏠 Buy $1.5M Home primary residence · 2028–2029 · strategy v1.1
Down Payment Needed
$400,000
20% down + ~$37K closing + ~$66K reserve
Currently Saved
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Estimated Date Reached
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At $30K/mo to Bucket A
Future Goals planning only · not currently funded
⛰️ Mountain Property (CO/UT/MT)
Target purchase ~2028 · family access by 2030
Hybrid family + Airbnb. Lifelong friend operates STR 100% — Delaney provides capital.
Short-term economic goal: break even on operating cost + debt service. Long-term: family lifestyle asset + appreciation.
Funding rule: after primary home + Bucket A fully funded. Sizing TBD ($800K–$1.5M likely).
Open: operator agreement structure, target market, STR regulation diligence, second-home financing.
🚤 Boat (Austin)
1–2 yr horizon · 2027–2028
Personal recreational boat for Austin / Lake Travis. Classified as consumption, not investment — depreciating asset.
Funding rule: cash flow once Bucket A target hit; never delay primary home for boat. Typical Austin surf/wake boat $80K–$250K; ongoing cost ~10%/yr of value.
Financial Todo List
▸Recent Actions (2026)
Total Net Worth
$761,551
▲ $53,000 vs 2026-05-04 (+7.5%)
Schwab
$642,161
Checking $26K + …594 $135K + …608 $376K + Roth $61K + Trad $44K
Coinbase
$80,976
BTC 83% + alts (held for optionality)
Robinhood
$38,414
Single stocks $31K + crypto $7K
Net Worth Trend monthly · 2023-04 → 2026-05
Current vs Target Allocation per strategy.yaml v2.1 · current % derived live from holdings
Biggest gap: bonds at ~9% vs 26% target (closing via …608 monthly contributions after Bucket A is funded ~Sep 2027).
Equity overweight (58% vs 22%) tolerated short-term — diluting via stop-buying in taxable + new bond/gold contributions.
Health Dashboard
90-day plan · 2026-05-17 → 2026-08-15 · bio age 37.1 → ≤33 target
Health Score
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/ 100
Habits
Click ‹ / › or pick a date to back-fill missed days. Everything else (lifting, smoothie, fish 2×/wk, crucifers, sleep, supps, morning light, no creatine/carnitine) is assumed dialed.
Current Supplement Stack
| Supplement | Dose / Timing | Purpose |
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90-Day Action Plan
Notes & Uploads lab results, appointment notes, attachments
Relationships
People I want to stay close with · plans for the rest of the year
People
| Name | Tier | Phone | Last touch | How I can support | Touch base by |
|---|
Default cadence by tier: 1 → 14d, 2 → 30d, 3 → 60d, 4 → 120d. Override per person in the Cadence column. Click Logged today to bump Last touch to today.
Upcoming Plans
Grouped by month. Check the circle to mark done. Past undone items show in red.